Trusted by mobile retailers across India

Sell phones on EMI, without the risk.

Online EMI lets your shop finance smartphones with secure device locking, automated reminders and fair, RBI-aligned recovery — so you get paid and customers stay happy.

Any Android
6.0 and above
Reboot-safe
device-owner lock
RBI-aligned
notice + grace
Online EMI app — device details
Features

Everything to finance devices safely

One platform for retailers, distributors and customers — from enrollment to collection to recovery.

Secure device lock

Device-owner grade locking that survives reboots, factory-reset attempts and network loss — the phone stays protected until the EMI clears.

RBI-aligned recovery

Pre-lock notice, grace period and dispute handling built in, so recovery stays fair, transparent and compliant.

Smart reminders

Automated payment notices reach the customer before any action is taken — fewer defaults, fewer disputes.

Live device tracking

See location, status and health of every financed device across all your shops from one dashboard.

Retailer analytics

Track collections, locked vs active devices and shop performance with clear, real-time reports.

Instant enrollment

Onboard a new device in minutes with QR provisioning — no complex setup, works on any modern Android.

How it works

Live in three steps

No hardware, no paperwork. Turn any Android phone into a financed device.

Enroll the device

Scan the QR at the shop to provision the customer phone as a managed device in minutes.

Set the EMI plan

Add the down payment, tenure and monthly amount. The customer walks out with a working phone.

Collect & protect

Payments are tracked automatically. Miss a due? Notice first, then lock — released instantly on payment.

Screenshots

Inside the app

A clean, focused retailer app — enroll a device, track the EMI and manage it in a tap.

Online EMI splashDevice details screenDevice management screen

Get the Retailer App

Download the retailer app to enroll and manage devices. The customer app installs automatically on the customer's phone during QR enrollment — no separate download needed.

Android APK · install from a trusted source. Need help? Call support at 8976688672.